Raiffeisen Invest, a UCITS fund management company, is one of the oldest investment fund management companies in the Republic of Croatia. It was founded on 3 January 2002 by Raiffeisenbank Austria d.d. and became part of the international Raiffeisen family.

As of 13 January 2022, the new owner is Raiffeisen Capital Management (RCM) with a registered seat at Mooslackengasse 12, A-1190, Vienna, Austria.

• Austria's leading investment firm with over EUR 45 billion of assets under management
• market leader in sustainable investments with over 40% of assets in ESG funds
• more than 500,000 clients
• managing 267 funds and  3129 portfolios
• assets are managed by more than 70 fund managers
• more than 260 employees in Vienna, Salzburg, Milan and Zagreb
• one of the fastest growing companies in Italy

In cooperation with the new owner, Raiffeisen Invest provides to its clients the strength and expertise of a leading Austrian investment firm with a series of recognitions and awards from independent rating agencies. We are introducing in our offer funds available in Austria, Italy and other Central and Eastern European countries, we provide diversification through investments in the global stock and bond market, through the strategies developed by multiple teams of fund managers with many years of experience.

Raiffeisen Invest manages investment funds with a public offering, combining different asset classes and investment strategies. Furthermore, Raiffeisen Invest is the first domestic UCITS fund management company to present a fund based on the concept of sustainable development on the Croatian market.  In 2020, Raiffeisen Sustainable Mix, an ESG feeder fund was established, to expand the offer in 2021 with Raiffeisen Sustainable Solid and Raiffeisen Sustainable Equities funds, and in 2023 Raiffeisen Flexi Sustainable Bond, which consider three of the most important criteria when investing in financial instruments – environmental protection, social impact and social aspects, and corporate governance. In 2022, we also launched Raiffeisen Harmonic, a mixed feeder fund, which invests assets in the funds of RCM and world renowned investment firms with global diversification across various asset classes.

Through many years of experience in managing fund assets, strengthened by its new owner, Raiffeisen Invest has been recognized as a firm that offers the highest quality investment service.

 

Pension savings

Voluntary pension savings are the only form of savings with two types of government subsidies. By saving in a voluntary pension fund, a member can annually be entitled to as much as 15% of state subsidies, while payments made by employers for their employees are treated as a tax relief. At the same time, the pension company, managing the funds of the fund, generates a return and thus can increase the value of the assets of a fund member, especially in the medium and long term.
No tax is paid on voluntary pension savings, and the amount, term and dynamics of the investment in the fund are determined by each member individually.

Use of saved funds

The funds saved in the pillar III pension account may be withdrawn from the age of 55 at the earliest, regardless of the employment status and payment of the pension in pillars I and II. The funds in the voluntary pension fund account belong to the member and cannot be enforced or otherwise seized. That way you can really be confident about your future.

Pension payment

For all members who are signing the membership agreement today or are yet to become a member of a voluntary pension fund, the only requirement for the entitlement to pension from the contributions accumulated in the fund is having attained the age of 55.
There are three options for the payment of the pension:
• Payment of pension through a voluntary pension fund
• Payment of pension through the Pension Insurance Company (Raiffeisen MOD or HR-MOD)
• Combined pension payment (partly through a voluntary pension fund and the rest through one of the Pension Insurance Companies)

 

Raiffeisen Leasing d.o.o. was founded in 1999 and, being part of the Raiffeisen Group, has been continuously developing strong business and affordable and professional relationships with clients.
With their experience and knowledge, Raiffeisen Leasing business team will successfully structure transactions financing investment equipment, personal and commercial vehicles, car rental fleet, vessels, printing, medical, dental and other equipment through financial and operational leasing, tailored to specific client requirements.
Leasing deals can be contracted at the headquarters in Zagreb and in the branches in Rijeka, Split, Varaždin and Slavonski Brod, which cover all major cities in Croatia. If you are not in one of these cities, you can also easily set up a leasing contract online and later sign the contract in the nearest branch office of Raiffeisen Bank

 

Raiffeisen mirovinsko osiguravajuće društvo d.d. (RMOD) was established in 2002, as the first pension insurance company in the Republic of Croatia to pay pensions from mandatory and voluntary pension insurance as well as pensions based on direct lump-sum payments made by individual. More than 40,000 pension beneficiaries in the past 20 years of service are a guarantee of the experience and professionalism of RMOD.

 

Raiffeisen Capital Management (Raiffeisen Kapitalanlage-Gesellschaft m.b.H RKAG) was founded in 1985. and is part of the Raiffeisen group. Raiffeisen Capital Managment has a market share of 20.4% in Austria with ~40.5 bn EUR of Assets under Management. This makes it one of the leading Asset Management Companies in Austria. RKAG is the umbrella brand of Raiffeisen Kapitalanlage GmbH, Raiffeisen Immobilien Kapitalanlage GmbH, Raiffeisen Salzburg Invest GmbH and Raiffeisen Invest d.o.o. It has been awarded many times at the national and international level, of which we particularly highlight the award for "Best Asset Manager" in 2021, which RKAG has received several times before from EMEA FINANCE LIMITED magazine (London) already. One of the decisive factors according to the EMEA ranking is the consistent providing of high-quality financial services, which is an excellent indicator of where RKAG stands Europe wide.

 

Raiffeisen Certificates is a brand of Raiffeisen Bank International AG

Easy investment for everyone – this is our motto at Raiffeisen Certificates.

For more than 20 years we are the leading and multiple award-winning Austrian provider of the certificates in the DACH region and in Central and Eastern Europe. With more than 5.000 investment and leveraged products, we offer an interesting and comprehensive product range. We at Raiffeisen Certificates give our customers the opportunity to trade on market developments quickly and with competence.

Whether based on shares, share indices, commodities or themes – at Raiffeisen you will find a certificate that suits you. We have been Austria’s #1 award-winning certificate provider since 2007 and our focus on sustainable investments for over 15 years makes us one of the pioneers when it comes to responsible investing.

 

UNIQA osiguranje d.d. is a member of the UNIQA group, one of the leading insurance groups in Austria as well as in Central and Eastern Europe. In Croatia UNIQA has been performing business activities for 18 years, recording continuous growth throughout the period. The company is re-insured, via the UNIQA group, with top global re-insurance houses: Münich Re, Swiss Re, Hannover Re, SCOR and AXA. UNIQA employs over 700 people who provide daily service to over 500.000 customers in more than 50 retail offices.

 

 

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